Best payment optimizer
What’s the real net price?
Compare a coupon, issuer offer and reward value in one transparent calculation. Each rule shows its cap, minimum spend and stacking behavior.
Demo dataset. Offers and terms are illustrative examples, not live promotions or verified savings. Connect an authorized feed before relying on any offer.
Purchase details
What are you buying?
The optimizer compares example rules. No personal wallet is connected in this demo.
Terms, caps and stacking below are illustrative. Confirm real terms with the merchant and issuer before purchase.
Example route · Amazon India
Pay with HDFC Regalia Gold
Gross amount
₹50,000
₹2,400
example value
Sample coupon− ₹500
Illustrative bank offer− ₹1,500
Example cashback− ₹300
Illustrative points value− ₹100
Illustrative net cost
₹48,000
4.8%
effective value incl. rewards